Free PDF guide · 8 pages
What a home really costs to own in Northeast Florida
The guide I give every family moving here from another state: how Florida property tax resets after a sale, what CDD fees are and what they actually cost, how to check a flood zone, what drives insurance — and a worksheet to turn one address into a real monthly number.

Inside the guide
- Eight areas side by side — drive times, county, HOA and CDD in brief
- Why your tax bill won’t be the seller’s: reassessment, homestead, Save Our Homes
- Real CDD figures from Durbin Crossing, RiverTown, Shearwater and Nocatee
- Flood zones, insurance and school zoning — with the official source for each
- Buying from another state, step by step
- A monthly cost worksheet for one real address
Also available in Українська and Русский.